I think that Saskatchewan motorcyclists are getting a little fed up with the outrageous rates that we are paying...perhaps it is time to privatize....several of the SO CALLED...Crown Corporations.

Would be there a chance of holding a SRRP meeting for the SGI rate proposal in North Battleford?

Please refuse SGI the general rate increase. The cost of wage replacement does not to be paid by SGI. Make the wage replacement an option for those people that do not have an extended sick leave benefit from their employer. Wage replacement cost is a very large part of the SGI benefit our rates cover. If the wage replacement benefit is made an option the rates could decrease instead of going up each year and nothing changes.

SRRP PRESENTATION April 7th 2014 Good evening, my name is ? and I am an active motorcyclist in the province of SK. I am here to speak up against the unfair and unrealistic continuous rate increases not only on motorcycles but on all Vehicles. First off I would like to ask a few questions of the SRRP. 1. If your recommendations do not have to be followed by SGI, as we saw last year, when it was suggested that there be no more motorcycle rate increases, why do we go thru this farse of a rate review process, when in actuallity nothing is going to be done? 2. I realize that we are all here are a nice evening listening to a bunch of borrowing stats that in the long run most likely don't mean anything to SGI and they just want to go home and make sure the insurance hikes go thru and they all get their bonuses but Could we all show each other mutal respect and please put our cell phones away, are we not here for a reason other than twitting, texting or facebooking. You can ponder on that question while I continue with my presentation. Last year SGI had stated that we have the highest deaths in vehicle accidents in Canada and they do not understand why. Yet I am sure everyone in this room can tell you the exact reason why, BAD Drivers, simple really. In this province we have: 1. Police that do not give out tickets except on a blitz week. 2. We have people who on a regular basis run red lights and stop signs when making right hand turns 3. On a regular basis I can count as many as 30 people who are using their cell phone while driving, and that is only what I have seen on Albert street on my way home to Lumsden, never mind the ones I see on highway 11. 4. Every morning and every evening coming and going from Lumsden 100's and I mean 100's of vehicles are travelling at speeds in excess of 125 km when the speed is only 110 km. I am lucky if I see 1 get pulled over. 5. People driving with their pets sitting on their laps jumping around, People with their kids on their laps, kids jumping up and down in vehicles, people putting on makeup while driving or reading the newspaper.... 6. Last year a gentleman stood up here and stated he bought a certain type of trike because it was safer than motorcycles, unfortunately this is the kind of mindset SGI is propogating, that a style of motorcycle is why accidents happen and should cost more to insure, when in fact the reason for accidents is the driver or rider, not what they are driving or riding. 7. One last story, the school speed limit in Lumsden is 30 km/h, a student was caught doing twice the legal limit in a school zone and was let off with a simple warning. These are the streets our children walk on and even though he was only doing 60 km/h he was doing DOUBLE the posted limited. Letting him off with nothing more than a warning is certainly not teaching him anything, we as a community need to be firm with our police forces, WE WANT BAD Drivers charged, licences taken away, more and better driver education. Why does it always take someone getting killed to get the dialogue going, why not do something now instead of raising rates, training people to be better drivers. Do I need to go on, or is it yet painfully obvious why we have the most deaths by vehicles. Throwing money at a problem rarely solves the problem and more often than not will cause more of a problem. So those are a few of my reasons but I didn't come here just to complain so here are some of my opinions on suggested solutions. 1. Mandatory lic retesting every 5 years for everyone, if you fail you have to take a mandatory driving course and retest. 2. Mandatory motorcycle training before being able to get your motorcycle lic. 3. We need serious changes in our licincing laws, every infraction, every accident, everything should go on a persons personal lic period. - vehicles do not cause accident the people driving them do. 4. If a person has their lic suspended they should have their car impounded because as of now suspended drivers ignore the fact they don't have a lic and drive anyways, We as a community who are striving for saver roads and hwy, need to get BAD Drivers off the road and we need to do it now, not tomorrow These are only a few things I believe can be done to improve the safety of our roads and Hwys. It seems to me that the rate hikes are more about money than they are about saving lives and isn't that what this is all about, saving lives, making Saskatchewan a safer place to live and bring up a family.

When we ride we get cutoff buy cars and trucks and were the ones getting punished canada is getting to be the worst place to live at a price increase like this is Teribal all are bikes will be worth nothing no one needs to have a grade 12 education to no that is not right you need to rethink this out

 This is Teribal every year you want to bring up motorcycyl insurance when most accidents are caused by drivers in cars and trucks I use my bike as a regular vehicals you need to sit down and think ov what you are doing its ridicules me and my wife eatch ride those prices are ridicules you need to give your head a shake

I do not think another nearly 6% increase in car plates is needed. SGI increased rates just last year and now wants a further increase just to increase a reserve fund.  Tell the Sask Party not to raid the divedends and leave the company some money to operate with With water and power rates increasing as well as telephone and gas we do not need another increase.  \motorcycles should be paying their fair share.  For to many years they never had a rate increase and are the most dangerous to operate. \increase their rates more!

"Hey good afternoon.. Relatively new resident to a covenant of Saskatchewan. I want to get a license and insurance for my motorcycle yesterday and was I didn't end up getting insurance I was stand at the cost I was going to be charged $2576 to insure my motorcycle here in Saskatchewan. My previous insurance in MWT in Alberta was $244 for the entire year that's a million dollars liability coverage. No no health coverage for myself on that but I'm just wondering if what my options are here because I cannot insure my motorcycle with those kind of rates and I'd be needed for work this summer. So I would appreciate if someone could get back to me and just explain to me what my options are here cos yeah it's pretty clear to call. I understand there's a reason review that's going on and I have got a record in front of me that I'm looking at online."-

No more rate increases for motorcycles. Roll the rates back to pre 2012. Use your brains go ride a bike around this province, maybe one of our city's. You will see in short order, we are not the only ones to blame for accidents involving motorcycles!

 Refuse SGI another rate increase. All the insurance rates we pay are on the vehicle. The vehicles don't cause the accidents, the drivers cause the accidents. Make the insurance on the person and when they are bad drivers, they pay more. When the person is a good driver they pay less. Just because someone has a vehicle that can drive 200 km/h does not mean the person will drive it that fast. Most accidents are the fault of one driver or another not the vehicle, therefore the cost to register a vehicle should be many time less than what is costs with SGI. I register and plate three vehicles and that means I have three insurance policies but if I am involved in an accident, I am only paid out on one of those three policies. Something doesn't make sense there. One policy per driver no matter what they are driving. If you are a good driver, the policy costs less. If you are a bad driver the policy cost more. The registration on the vehicle is the same no matter who drives it. Time to change things and insure the person not the vehicle. Most of the cost in an accident is to assist the people to recover. The cost of the vehicle is very small compared to the cost of rehabilitating an injured driver.

I am a Motorcycle enthusiast and request you please reconsider your plans of raising the rates for registration and insuring motorcycles.  Or if you could at least change your reasoning behind the extreme hikes.  It is my opinion that if you are a poor driver, it does not matter what type of equipment you are operating - danger is still dangerous.  As far as motorcycling goes, it is harder to get experience and hold our heads high when it is because of someone else that our driving records get penalized.  To clarify, I have been in a single vehicle accident with myself, and have paid the insurance deductible, licked my wounds and have carried on.  My accident was clearly due to inexperience and I DID take the 400.00 course to learn skills, which for the record, has been extremely beneficial.  However, sadly since then I have had several encounters with 4 wheel vehicles, both big and small, and avoided several scenarios to which I would have been the injured claimant AGAIN, but to no fault of my own, skills or no skills.  This should be handled differently as the poor drivers are affecting others, not necessarily themselves, as they are not being addressed.  I feel instead of charging the vehicles to be on the road, we actually charge the drivers……………….my license to drive is higher because I have been penalized………….enough said, and is due to my own carelessness, but to have to pay a ridiculous, almost unaffordable amount - because of anticipated information, this just isn’t logical.  This is only going to stir up a pile of people who will take different measures, good or bad, you will not get your money and will need to go after others to get it, seems redundant, when the accidents are still going to exist because you are not addressing the original problem of poor drivers and lack of skills…….thanks for taking the time to listen and hopefully consider the next step you guys make.

 I am a Motorcycle enthusiast and request you please reconsider your plans of raising the rates for registration and insuring motorcycles. Or if you could at least change your reasoning behind the extreme hikes. It is my opinion that if you are a poor driver, it does not matter what type of equipment you are operating - danger is still dangerous. As far as motorcycling goes, it is harder to get experience and hold our heads high when it is because of someone else that our driving records get penalized. To clarify, I have been in a single vehicle accident with myself, and have paid the insurance deductible, licked my wounds and have carried on. My accident was clearly due to inexperience and I DID take the 400.00 course to learn skills, which for the record, has been extremely beneficial. However, sadly since then I have had several encounters with 4 wheel vehicles, both big and small, and avoided several scenarios to which I would have been the injured claimant AGAIN, but to no fault of my own, skills or no skills. This should be handled differently as the poor drivers are affecting others, not necessarily themselves, as they are not being addressed. I feel instead of charging the vehicles to be on the road, we actually charge the drivers……………….my license to drive is higher because I have been penalized………….enough said, and is due to my own carelessness, but to have to pay a ridiculous, almost unaffordable amount - because of anticipated information, this just isn’t logical. This is only going to stir up a pile of people who will take different measures, good or bad, you will not get your money and will need to go after others to get it, seems redundant, when the accidents are still going to exist because you are not addressing the original problem of poor drivers and lack of skills…….thanks for taking the time to listen and hopefully consider the next step you guys make.

"Yes this is SGI rate increase that they're talking about 2.7 and then 3.7 on on top of the other. With the 6.4 percent increase that's atrocious. But if they're going to apply an increase they should apply it equally across the board to all vehicles not just dumping downing and charging more on the old vehicles and less on the new ones. So basically what they're doing is they're trying to they've already had 25 percent increases in the last 2 times on the older vehicles and now the only and that was only with a 1 point something percent increase. Now they got a 6.4 that's gonna be doubling the prices of a licenses as they they've already been inflated 2 or 3 times and that's just totally highway robber. That's not something that's sustainable it's just a matter of."-

To whom It May Concern

I must express my utter disgust with the proposed increase concerning motorcycle insurance. Personally I think that more research and discussion should take place before there is any further talk about this matter.  Do not penalize everyone for people’s lack of skills while behind a bike or motor vehicle.

Instead of hiking the motorcycle insurance it would be better to spend money on motorcycle safety training and have a campaign in place to ensure drivers of cars and trucks are aware of motorcycles on the road. In the short and long term this type of concept will not only save money, but most important of all lives.

I am strongly opposed to general increases to motorcycle rates. 

Hi Folks I just registered a motorcycle yesterday and am still suffering a little bit from price shock. I also have a car registered. I have been sick for a number of years and am just now healthy enough to ride a motorcycle again. I am a little wiser now and like to know that when money goes out, I know and understand why. This is very important, which brings me to this question. If I am already buying liability insurance when I register the car, why am I buying it again when I register the bike. If I had 10 vehicles, I would be buying liability 10 times. There is no way I can be in 2 places at the same time, let alone 10 so why do I pay more than once for the same insurance. I had a brief brush with an insurance career 20 years ago dealing with sawmill property insurance exclusively, and I took about 1/2 of the classes towards an underwriter’s designation. I don’t remember much but I do remember that there are principles guiding insurance theory and charging for the same thing twice to the same customer is poor policy (not a pun). I have been riding motorcycles, with a few interruptions, since 1973 - 41 years. The only time I was in an accident was in 1976. I was at fault and was irresponsible, but I learned a valuable lesson about safety that day. I can’t help feeling that I am being taken advantage of by our government and it feels terrible. I love this province and am proud of our Crown Corporations and this hurts. It is not the money, it is the principle. It is just not right. Why am I not buying insurance as an individual? Why is this insurance tied to my vehicles? These are clear and distant questions and I hope you can clear things up for me.

Good day. I see that we are yet again going to have a night of theatre where Andrew Cartmell spouts off about how much money he needs to keep his illegal monopoly afloat, and the good old rate review panel gives him the big rubber stamp of approval for every dime that he wants. First of all, wondering if anybody on the rate review panel actually owns a motorcycle? I bet not. Since all of this started way back when Mr Cartmell took the reins of SGI, the rate review panel has been there having these annual nights of theatre, where we hear all the complaints of the citizens of Saskatchewan fall on deaf ears. The annual result is for Mr. Cartmell to get every dime of increase that he wants, with not a single penny less. Then rate review panel defends their actions by saying they are not a rubber stamp program, yet annually Saskatchewan motorcyclists’ insurance has gone up by every single last percent that Mr. Cartmell has demand since his inception as CEO of SGI. Nothing has been done to reduce the number of horrible car drivers in this province - nothing has been done to improve motorcycle safety in this province. Nothing will continue to be done to reduce the number of horrible drivers in this province, and SGI will continue to punish good drivers/riders for the horrid ones out there. Why then, might I ask, do we bother continuing with this charade that is the rate review panel? The simple solution to this problem that Andrew Cartmell has with motorcycles, is to stop insuring them all together. If you are losing so much money annually, then just stop. Cut all motorcyclists off, and let the private sector take care of them. Why is that so difficult for you to do? Could it be that Mr. Cartmell really is not losing that much money annually, and is actually making significant amounts of money due to the fact that all motorcycle owners also insure at least one other vehicle annually? Could be. I have had enough. I will be actively seeking employment elsewhere in this country where I am not considered a criminal for riding my motorcycle. Mr. Cartmell can continue to raise insurance rates as he pleases with the help of the so called rate review panel, because I will no longer be paying SGI to “insure” my vehicles. Have a good night at the rubber stamp theatre. ***** Currently Saskatoon, but not for long.

My Saskatchewan vote and say; says NO NO, and a shake of my head, bound and determined to increase MY rates, as if we aren't INCREASED at every way in this life of having to pay for gas/food/water/light/heat/we are not getting help anywhere in Sask, and no one anywhere else is either, why not look at what the administration is getting paid? Cut expense accounts, ya right eh? We at the coffeeshop, dress store which I own and other places are talking, one of these days and hopefully soon, the public will wake up and everyone will be on track, on the same page and say no, no more abuses, we can't hold up at a 20,000 dollar a year and pay tremendous amounts for all that I mentioned and more. Is anyone listening, I doubt it, ill get a form letter bull from you and SGI will do whatever they want.

I think that Saskatchewan motorcyclists are getting a little fed up with the outrageous rates that we are paying...perhaps it is time to privatize....several of the SO CALLED...Crown Corporations.

Would be there a chance of holding a SRRP meeting for the SGI rate proposal in North Battleford?

Please refuse SGI the general rate increase. The cost of wage replacement does not to be paid by SGI. Make the wage replacement an option for those people that do not have an extended sick leave benefit from their employer. Wage replacement cost is a very large part of the SGI benefit our rates cover. If the wage replacement benefit is made an option the rates could decrease instead of going up each year and nothing changes.

after looking over the rate increases I am questioning the reason that SGI is losing money. Perhaps their business practice is the problem. When I have questioned about why certain vehicles cost more, the answer was "due to the number of that vehicle type being in accidents" well answer me this, why is it when there is only 425 of one type of vehicle made in the world is it that SGI is raising the rates on this vehicle, of those 425 how many have had claims in SK (by the way I believe only 3 of these vehicles are in SK). Perhaps it is time to stop raising the rates of Sask residents to cover for poor management skills of those at SGI. It is past time that private insurance be allowed in Sask. which would keep SGI in check. Here is another question SGI sells coverage for vehicles in AB at a lower rate than what we pay here, why is this?

Dear Rate review board.

Once again i am writing to you about the proposed SGI increase.  Sgi has continued to increase the rates of insurance in the province yet has not increased coverage or benefits.  They have increased motorcycle insurance rates since 2007 steadily for an total increase of over 80%.  This is not comparable to other areas.  According to SGI 50% of all motorcycle accidents are the fault of the motorcycle , this is a unbelievable as then we are the only area on the earth that has this ration.  Every other area records the same data and it is 80% vehicles and 20% motorcycle  this is world wide data.  SGI is not telling the truth

SGI is supposed to be offering our province a fair and cheaper rates to our people, yet we are now higher than many other provinces’ for the same insurance. 

It is supposed to be fair to all drivers in our province. 

I urge you to send back the proposed increase to SGI and reject it.

"Hi my name is ___ there some phone no. ____. Just calling about the review that you handle I think you have try till half the rates that the rates up I think I I leave the paper and they got to many imply you know that kinda ___ I wonder they know they said plenty ok ___ their own body shop in the city to fix car and then I'll will give off pay the private pawnshop hundred high rates which had go on body shop in city and have their own plenty needs and stuff like that and then that reason that keep ___ I need stuff because I I ___ drive enough my vehicle in driveway week drive one week ___ all I need is immediate PO I need stuff like that I think have ___ we got them ___. Ok thank you. Bye."

 I agree with the proposed increase in premiums for motorcyclist, as a minor incident with a motorcycle can lead to placing major demands on our health care system as well as depleting our ability to operate the SGI auto fund in a cost effective manner. Place the increase in premiums proportionally on the accident group or groups responsible for the losses. I do not see the need for the majority to subsidize the minority. If certain groups wish to participate in high risk activities then they need to understand they are responsible for the cost associated with those activities.

"Yes ___ this is it going here. My phone no. is ____And no I don't think there should be reason(?) increase in auto(?) back. It's about high time that somebody had put a stop to Sundays(?). I'm just it's just getting(?) right out of hand. Ok bye. Thank you and goodbye."